Lovgren v. Citizens First Nat'l Bank of Princeton, 126 Ill. 2d 411, 534 N.E.2d 987 (Ill. 1989)

Facts

  • Harold A. Lovgren obtained a second mortgage on his farm from Citizens First National Bank of Princeton in 1983.
  • After Lovgren fell behind on obligations, bank agents urged him to sell the farm; he refused and asked for more time.
  • In November 1985, newspaper advertisements and handbills announced that Lovgren’s farm would be sold at a public auction on November 25, 1985, identifying Lovgren as the seller.
  • No auction had been scheduled, and the notices were placed without Lovgren’s knowledge or consent.
  • Lovgren alleged the false public auction notices embarrassed him and harmed his credit and standing in the community, constituting an invasion of privacy.

Issues

  1. Whether publishing unauthorized, false auction notices identifying the plaintiff as seller states a claim for invasion of privacy under Illinois law.
  2. If so, whether the alleged conduct fits the tort of intrusion upon seclusion or the tort of publicity placing a person in a false light.

Decision

  • The Illinois Supreme Court held the complaint did not state a claim for intrusion upon seclusion.
  • The Court held the allegations did state a claim for false-light invasion of privacy (publicity placing a person in a false light).
  • The circuit court’s dismissal for failure to state a claim was reversed.
  • The appellate court’s reversal and remand were affirmed as to the result, but the portion characterizing the claim as intrusion upon seclusion was vacated.
  • The case was remanded for further proceedings.
  • Intrusion upon seclusion requires an intentional, highly offensive intrusion—physical or otherwise—into a plaintiff’s private solitude, seclusion, or private affairs; it targets offensive prying rather than public communication.
  • False-light invasion of privacy occurs when a defendant gives publicity to a matter concerning another that places the person before the public in a false light that would be highly offensive to a reasonable person.
  • False-light liability also requires the defendant to have acted with knowledge of falsity or reckless disregard for the truth and the false light created.
  • Public dissemination that creates a misleading implication about a plaintiff (even if not classic defamation) may be actionable as false light when the required offensiveness and fault are plausibly alleged.

Conclusion

Unauthorized public advertisements falsely stating that a mortgagor is selling property at auction are not “intrusion” because they do not involve prying into private affairs, but they can support a false-light privacy claim when the publicity plausibly portrays the person in a highly offensive, misleading way and is published with knowledge or reckless disregard of falsity; the complaint therefore should not have been dismissed.